Personal Finance:  Health & Disability Insurance

NOTE:  No one knows how health insurance will change in the coming year, but we know it will.  For this reason, this website focuses on the concepts that underlie health insurance in general and not the details of the current Affordable Care Act

  1. Overview of the Affordable Care Act (.pdf)
  2. ObamaCare Facts: An Independent Site For ACA Advice
  3. More Short Affordable Care Act Videos:
    1. How do I qualify for an Obamacare subsidy?
    2. What is a Deductible?
    3. What is an Out of Pocket Limit?
    4. What is a Co Payment?
    5. What is a Co Payment?
    6. What is Coinsurance?
    7. How is The Affordable Care Act like a buffet?
    8. How is The Affordable Care Act like a cell phone bill?
    9. How is The Affordable Care Act like a secret handshake?
  4. Majority in U.S. Support Idea of Fed-Funded Healthcare System (Gallup Poll, May 16, 2016)
  5. Alternative Perspective & Policy:  Medicare for All
  6. ACA Interactive Links & Quizzes
    1. Affordable Care Act
    2. Health Care Reform Myth or Fact?
    3. Health & Accident Insurance Quiz
    4. How much do you know about the Affordable Care Act? (MSNBC)
    5. How much do you know about health-care reform? Take our quiz! (Christian Science Monitor)
    6. How Well Do You Understand the Affordable Care Act?
    7. Know enough about health care reform?
    8. Multiple Choice Life & Health Quiz
    9. Take the Health Reform Quiz
    10. Test Your Knowledge of the Affordable Care Act
    11. Think you know what's in the Affordable Care Act? Try this quiz
    12. Learn How the Health Law Benefits You
    13. Test Your Knowledge of the Affordable Care Act
    14. The Ultimate Affordable Care Act Quiz

Disability Insurance:  Unlike the other coverages we have reviewed, there are not standard policies and even definitions of what constitutes a disability.  It is not possible to compare different disability policies without considering the differences in how each defines a disability.  Please ask a lot of questions when you are offered or  consider purchasing disability insurance!

  1. Video:  Disability Insurance 101 (2:09)
  2. How much do you know about disability?
  3. What's My PDQ? (Personal Disability Quotient)
  4. Disability Insurance Lesson (Northwestern Mutual Life
  5. Disability Insurance Lesson (Scholastic)
  6. Social Security Disability Fact Sheet
  7. Multiple Choice Quiz disability quiz
  8. Self Assessment Quiz:  Health & Disability
  9. Test Your Insurance Knowledge:  Life, Health, Disability, Long-Term Care

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